FAQ

How much money I can borrow from Flash Apply?

Most lending here is 500$, this is not the typical amount that most people choose to apply for. The average that most people ask to borrow is 1000$.

The reason why most people choose this amount is because it is sufficient to cover short-term emergencies or to cover those impulse purchases without leaving themselves with problematic debts.

Lower amounts usually tend to result in applications being approved more frequently than larger quantities.

How long will it take to receive the money?

We understand that most of our applicants need money quickly. Most lenders on this site will try to send money within 15 minutes of having accepted an application. Almost all major US banks are now in the fastest payment system, so the money should be in your account almost immediately after it is shipped.

Is the information I send secure?

We strive to keep your information private and only release it when necessary to connect you to a lender, or in accordance with our privacy policy and terms of service. Your consent is always necessary before sending your information to any other third party product or service. Once we connect you to a lender or other third party, we will also be subject to your terms of service, privacy policy and other policies.

What are the grades?

You must have a job or a constant source of retirement income, benefits, etc. Some lenders prefer you to be employed. You must be at least 18 years of age and a US citizen. If you are a member of the military, many less lenders can approve you and all these lenders must comply with the Military Loan Law. As such, the chances of connecting with a lender are lower. Each lender will have additional or more specific requirements, but these are the minimum.

How long does the process take?

Filling out the online form should take only 2-5 minutes and processing should not take more than another 3 minutes after that.

How long do I have to wait for the money?

It is possible to have funds deposited into your account quickly, sometimes as early as the next business day. Ultimately, it depends on the lender.

Will a loan application affect my credit?

In general, the borrower does not have to worry that his score may be affected by having the loan application determined by the results of these agencies, however, such a determination is solely at the discretion of the payday loan lender, which —Ćay result in the lender or lenders submitting, among other things, the borrower’s request for loan or subsequent loan payments to any of these agencies. Short-term lenders can also rely on their own scoring criteria, which is generally based on income and repayment ability, as well as the borrower’s payment history of any previous payday loan that have been made with the Lender in question or with other payday lenders.

Is there a charge?

Flash Apply never charges a fee to fill out an online form. Usually, none of the lenders will charge a loan application fee either.

How many lenders do I see?

The information is presented to various lenders in order to provide the best opportunity for approval. The number of lenders depends on your qualifications. If you have a lower income or have other factors against you, then you could show it to many lenders as we try to find one that will approve your application.