FAQ

How much money can I borrow from Flash Apply?

Most lending agreements start as low as $500. However, this is not the typical amount that most people choose to apply for. The average loan size that most people ask to borrow is $1000.

The reason why most people choose this amount is because it is enough to cover short-term emergencies or to cover impulse purchases without leaving problematic debt.

Lower amounts typically result in applications being approved more frequently than larger quantities.

How long will it take to receive the money?

We understand that most of our applicants need money quickly. Most lenders listed on our site will try to send money within 15 minutes of application approval. Almost all major US banks are now in the fastest payment system. Therefore, money should be in your account almost immediately after it is authorized.

Is the information I send secure?

We strive to keep your information private. We only share your information for the purposes of connecting you to a lender or in accordance with our privacy policy and terms of service. Your consent is always required prior to us being able to send your information to any other third party product or service. Once we connect you to a lender or other third party, they will also be subject to our terms of service, privacy policy, and other policies.

What are the grades?

You must have a job or a constant source of retirement income, benefits, etc. Some lenders prefer you to be employed. You must be at least 18 years of age and a US citizen. If you are a member of the military, many lenders can approve you and all these lenders must comply with the Military Loan Law. In this instance, the chances of connecting with a lender are lower. Each lender will have additional or more specific requirements, but these are the minimum requirements to be aware of.

How long does the process take?

Filling out the online form should only take 2-5 minutes and processing should not take more than another 3 minutes.

How long do I have to wait for the money?

It is possible to have funds deposited into your account quickly, sometimes as early as the next business day. Ultimately, the rapidness of each transaction will depend on the policies of each lender.

Will a loan application affect my credit?

In general, as a borrower, you do not have to worry that your score may be affected by having a loan application assessed by lender agencies. However, final determination of creditworthiness is solely at the discretion of the payday loan lender, which may result in a lender or lenders submitting, among other things, a borrower request for loan or subsequent loan payments. Short-term lenders can also rely on their own scoring criteria, which are generally based on income, repayment ability, and borrower payment history of any previous payday loans that have been made with the lender in question or with other payday lenders.

Is there a charge?

FlashApply never charges a fee to fill out an online form. In most cases, no lender will charge a loan application fee.

How many lenders do I see?

Your submitted information is presented to various lenders in order to provide the best opportunity for approval. The number of available lenders depends on your qualifications. If you have a lower income or have other factors working against you, then your application may be presented to many lenders as we try to find one that will approve your application.